Rachman F, Abdul Ghani Azmi I, Oetomo HW. DECISION TO USE ISLAMIC BANKS DURING ECONOMIC UNCERTAINTY. DOES PERCEIVED SECURITY MODERATE THE PROCESS?. OJIMF [Internet]. 2023 Oct. 31 [cited 2024 Dec. 22];3(2):74-89. Available from: http://adum.um.edu.my/index.php/OJIMF/article/view/47742