Mhd Sarif , Suhaimi, and Yusof Ismail. 2024. “THE IMPACT OF TAQWA ON ETHICS AND COMPETITIVE ADVANTAGE IN MALAYSIAN SMES”. Online Journal of Islamic Management and Finance (OJIMF) 4 (1):1-19. http://adum.um.edu.my/index.php/OJIMF/article/view/51835.